Stapedotomy Stapedectomy Revision Of A Stapedectomy Other Operations On The Auditory Ossicles Myringoplasty (Type -I Tympanoplasty) Tympanoplasty (Closure Of An Eardrum Perforation/Reconstruction Of The Auditory Ossicles) Revision Of A Tympanoplasty Other Microsurgical Operations On The Middle Ear Myringotomy Removal Of A Tympanic Drain Incision Of The Mastoid Process And Middle Ear Mastoidectomy Reconstruction Of The Middle Ear Other Excisions Of The Middle And Inner Ear Fenestration Of The Inner Ear Revision Of A Fenestration Of The Inner Ear Incision (Opening) And Destruction (Elimination) Of The Inner Ear Other Operations On The Middle And Inner Ear Excision And Destruction Of Diseased Tissue Of The Nose Operations On The Turbinates (Nasal Concha) Other Operations On The Nose Nasal Sinus Aspiration Incision Of Tear Glands Other Operations On The Tear Ducts Incision Of Diseased Eyelids Excision And Destruction Of Diseased Tissue Of The Eyelid Operations On The Canthus And Epicanthus Corrective Surgery For Entropion And Ectropion Corrective Surgery For Blepharoptosis Removal Of A Foreign Body From The Conjunctiva Removal Of A Foreign Body From The Cornea Incision Of The Cornea Operations For Pterygium Other Operations On The Cornea Removal Of A Foreign Body From The Lens Of The Eye Removal Of A Foreign Body From The Posterior Chamber Of The Eye Removal Of A Foreign Body From The Orbit And Eyeball Operation Of Cataract Incision Of A Pilonidal Sinus Other Incisions Of The Skin And Subcutaneous Tissues Surgical Wound Toilet (Wound Debridement) And Removal Of Diseased Tissue Of The Skin And Subcutaneous Tissues Local Excision Of Diseased Tissue Of The Skin And Subcutaneous Tissues Other Excisions Of The Skin And Subcutaneous Tissues Simple Restoration Of Surface Continuity Of The Skin And Subcutaneous Tissues Free Skin Transplantation, Donor Site Free Skin Transplantation, Recipient Site Revision Of Skin Plasty Other Restoration And Reconstruction Of The Skin And Subcutaneous Tissues Chemosurgery To The Skin Destruction Of Diseased Tissue In The Skin And Subcutaneous Tissues Incision, Excision And Destruction Of Diseased Tissue Of The Tongue Partial Glossectomy Glossectomy Reconstruction Of The Tongue Other Operations On The Tongue Incision And Lancing Of A Salivary Gland And A Salivary Duct Excision Of Diseased Tissue Of A Salivary Gland And A Salivary Duct Resection Of A Salivary Gland Reconstruction Of A Salivary Gland And A Salivary Duct Other Operations On The Salivary Glands And Salivary Ducts External Incision And Drainage In The Region Of The Mouth, Jaw And Face Incision Of The Hard And Soft Palate Excision And Destruction Of Diseased Hard And Soft Palate Incision, Excision And Destruction In The Mouth Plastic Surgery To The Floor Of The Mouth Palatoplasty Other Operations In The Mouth Transoral Incision And Drainage Of A Pharyngeal Abscess Tonsillectomy Without Adenoidectomy Tonsillectomy With Adenoidectomy Excision And Destruction Of A Lingual Tonsil Other Operations On The Tonsils And Adenoids Incision On Bone, Septic And Aseptic Closed Reduction On Fracture, Luxation Or Epiphyseolysis With Osteosynthesis Suture And Other Operations On Tendons And Tendon Sheath Reduction Of Dislocation Under Ga Arthroscopic Knee Aspiration Incision Of The Breast Operations On The Nipple Incision And Excision Of Tissue In The Perianal Region Surgical Treatment Of Anal Fistulas Surgical Treatment Of Haemorrhoids Division Of The Anal Sphincter (Sphincterotomy) Other Operations On The Anus Ultrasound Guided Aspirations Sclerotherapy Etc Incision Of The Ovary Insufflation Of The Fallopian Tubes Other Operations On The Fallopian Tube Dilatation Of The Cervical Canal Conisation Of The Uterine Cervix Other Operations On The Uterine Cervix Incision Of The Uterus (Hysterotomy) Therapeutic Curettage Culdotomy Incision Of The Vagina Local Excision And Destruction Of Diseased Tissue Of The Vagina And The Pouch Of Douglas Incision Of The Vulva Operations On Bartholin’S Glands (Cyst) Incision Of The Prostate Transurethral Excision And Destruction Of Prostate Tissue Transurethral And Percutaneous Destruction Of Prostate Tissue Open Surgical Excision And Destruction Of Prostate Tissue Radical Prostatovesiculectomy Other Excision And Destruction Of Prostate Tissue Operations On The Seminal Vesicles Incision And Excision Of Periprostatic Tissue Other Operations On The Prostate Incision Of The Scrotum And Tunica Vaginalis Testis Operation On A Testicular Hydrocele Excision And Destruction Of Diseased Scrotal Tissue Plastic Reconstruction Of The Scrotum And Tunica Vaginalis Testis Other Operations On The Scrotum And Tunica Vaginalis Testis Incision Of The Testes Excision And Destruction Of Diseased Tissue Of The Testes Unilateral Orchidectomy Bilateral Orchidectomy Orchidopexy Abdominal Exploration In Cryptorchidism Surgical Repositioning Of An Abdominal Testis Reconstruction Of The Testis Implantation, Exchange And Removal Of A Testicular Prosthesis Other Operations On The Testis Surgical Treatment Of A Varicocele And A Hydrocele Of The Spermatic Cord Excision In The Area Of The Epididymis Epididymectomy Reconstruction Of The Spermatic Cord Reconstruction Of The Ductus Deferens And Epididymis Other Operations On The Spermatic Cord, Epididymis And Ductus Deferens Operations On The Foreskin Local Excision And Destruction Of Diseased Tissue Of The Penis Amputation Of The Penis Plastic Reconstruction Of The Penis Other Operations On The Penis Cystoscopical Removal Of Stones Lithotripsy Coronary Angiography Haemodialysis Radiotherapy For Cancer Cancer Chemotherapy Foreign body removal from nose Trauma surgery Endoscopic polypectomy Surgery for ligament tear Surgery for meniscus tear Surgery for hemoarthrosis/pyoarthrosis Removal of fracture pins/nails Epiphyseolysis with osteosynthesis Removal of metal wire Endoscopic polypectomy

Suicide, attempted suicide or self-inflicted injury. Committing or trying to commit criminal activity or participate in any unrest or brawl (All forms of judicial cases). War, invasion, acts of foreign hostility, aggression (whether the war is declared or not), rebellion, armed revolt, acts of terrorism and also due to civil commotions. Dangerous sports such as motor racing, climbing, or motor cycle racing of any kind etc. All cases to addiction of alcohol or drugs and all products that cause hallucination. Nuclear fission or fusion, automatic radioactive pollution, and chemical and biological toxicants. All undeclared pre-existing cases (For non PED policies/ waiting period for PED policies) Paraplegia, , AIDS and related treatment, hemiplegia, Alzheimer, and mental disorders, STD. Plastic surgeries and cosmetic treatments unless, it was the result of a covered accident that took place while the insurance cover were in effect. Acne, freckles, loss of hair. Quarantine, venereal diseases, sterility telemedicine and everything related to fertility. Cases of hearing and sight correction, instruments of hearing and sight unless due to accident covered by the insurance policy. Dentistry and oral surgery, bridgework denture, crowns and all related work, unless it was the result of an accident which took place while the insurance is in effect. Medical and psychological disorders (Mental and Psychiatric disorders) sedatives and mental medicines, epilepsy, congenital and genetic disease and astigmatism. Placement of artificial limbs and implementation of any instrument in the human body and the medical assistance instruments such as artificial knee, heart stimulator etc and all other instruments. General epidemics and contagious diseases, Sars, and all diseases covered by the state. Any in hospital treatment or the diagnostic tests and any medical tests that can be performed outside the hospital without endangering the health of the assured. Sight and Dental benefits unless mentioned in the schedule of benefits. All substances that are considered as food stuff. Congenital diseases/ disorders are permanently excluded