Total Branches: 140 Total ATMs: 158 Total Extension Counters: 12 Total BLBs: 92


Loan Limit:

  • NPR 1.50 Million (Revolving/Overdraft: 0.50 Million and Term Loan: 1.00 Million) only or as per NRB Directive from time to time

                (However, Revolving shall be restricted to 0.50 Million)

  • The maximum limit shall be equivalent to the monthly deposited salary amount multiplied by 24 or 15 times of gross salary income whichever is lower.


  • Permanent Staff of the any registered organization. However, highly skilled contract based staff shall be eligible upon approval from the CEO.
  • A Person having Payroll Account with Sunrise Bank and having a reliable and steady salary income.

Loan Tenure & Repayment:

  • The tenure of revolving loan shall be for ONE year.
  • The tenure of Non-revolving loan shall be for maximum FIVE years. Client is required to pay EMI on a monthly basis.

Age bar:

  • The minimum age of the borrower should be 20 years and above. The maximum age of the borrower should be 60 years at the time of loan expiry date.

Disbursement Modality: 

  • Sunrise Payroll Loan shall be disbursed in lump sum amount of the approved limit after completion of all legal documentation.
  • The ratio of Gross Salary to EMI should be at least 2:1.

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Rate of Interest
4.56% P.A
4.56% P.A