Loan Limit

• NPR 0.3 - 10 Million

Loan Tenure

• 12 years including 5 years principal moratorium

Repayment

• Equated Monthly Installments (EMI)
• Only interest to be served during moratorium period

Collateral required

• Land or land & building and/or
• Cash and/or cash equivalent collateral

Collateral owned by the applicant/s and or by his/her close relatives is also accepted

Financing

• Up to 80% of total expenses related to the study
• Up to 100% of distress value of the landed property
• Up to 90% of cash/near cash security

Eligibility

• Nepalese students falling under age group of 17 years to 40 years
• Monthly disposable income (net saving after all expenses before EMI/interest) should be greater or equal to 1.5 times of EMI/monthly interest
• Reasonably estimated income of the applying student after successful completion of the course may also be considered for repayment assessment.