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Deposit MERO KHATA

Mero Khata is a deposit account with combined benefits of both savings and fixed deposit accounts. This product is designed for individuals interested in enhancing their savings in a fixed period of tenure at a fixed interest rate.

Any interested individual saving account holder can open a Mero Khata by depositing an initial amount and then will have access to top up to this account which can be facilitated through deposit by Mobile Banking/ Internet Banking/ Over the counter.

This product will be categorized under Recurring Deposits with fixed interest rate for the entire tenure and quarterly interest payment.

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Facilities

Minimum balance for initial deposit: NPR 10,000
Minimum Top up Amount: NPR 500 or multiple of NPR 500
Ease of Top Up: Daily/Weekly/Fortnightly/Monthly/Semi-annually
Tenure: 1 year
Deposit restriction: No deposit restriction.
Cheque Book
Insurance coverage shall be limited to 4 times of the balance on saving account maintained on preceding day end of the accident or NPR 500,000 whichever is less.
The health insurance facility shall be up to 25% of weighted average deposit during last 365 days of saving deposit or the bill amount whichever is lower, with a maximum limitation of Rs. 80,000 for hospitalized cases and OPD facility of Rs. 20,000 only or 150 exclusion daycare treatments THRICE a year.