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INTEREST RATES
The interest rates on Deposits, Loans and Advances are effective from October 17, 2008 (Kartik 1, 2065).

Interest Rates on Deposits

Types of Deposit   % per annum
Savings Local Currency normal Savings Account
(Minimum balance NRs 1,000.00)
Interest Scheme: Monthly Minimum Balance
6.50%
Sunrise Super Saving
Account
Range in NPR Percentage p.a. Daily Balance
  NPR 10,000/- 5.25%
  Above 10,000 below 500,000 6.10%
  Above 500,000/ Below 50,00,000 6.35%
  Above 50,00,000 6.60%
Fixed Deposit Tenure Percentage p.a.
  14 days 3.00%
  1 month 3.50%
  3 months 4.00%
  6 months 4.50%
  1 year 5.75%
  13 months-24 months 6.25%
Sunrise Balbachat Range in NPR Percentage p.a.
  Below 25000 5.00%
  25001-100000 5.25%
  Above 100,000 6.00%
Sunrise Overnight Deposit Account RANGE Interest Rate p.a
Personal SrODA NRs. 500,000
(min Balance NPRs 50,000)
5.25%
Corporate SrODA < NRs. 1,000,000
(min balance NPRs 50,000)
3.00%
Corporate SrODA > 1million < 5 million 4.50%
Corporate SrODA Bal 5 million and above 5.00%
Sunrise Over Draft Savings Account (ODSA)   Interest Rate: Daily Balance
Silver Account (Minimum Balance: NRs 1.00 Million) 6.00%
Gold Account (Minimum Balance: NRs 5.00 Million) 6.25%
Platinum Account (Minimum Balance: 10.00 Million) 6.50%
    7.00-8.00%
Sunrise Supertime Deposit Deposit range Interest Rate(p.a)
  NRs. 10,000,000-NRs.12,499,999 7.00%
  NRs.12,500,000-NRs.14,999,999 7.10%
  NRs. 15,000,000-NRs.17,499,999 7.20%
  NRs.17,500,000-NRs.19,999,999 7.30%
  NRs.20,000,000-NRs.22,499,999 7.40%
  NRs.22,500,000-NRs.24,999,999 7.50%
  NRs.25,500,000-NRs.27,499,999 7.60%
  NRs.27,500,000-NRs.29,999,999 7.70%
  NRs.30,000,000-NRs.32,499,999 7.80%
  NRs.32,500,000-NRs.34,499,999 7.90%
  NRs.35,000,000 and ABOVE 8.00%
Foreign Currency Deposit(FCY)    
USD Savings account Min balance USD 10.00 0.90%
EUR Savings account Min balance Eur 10.00 2.00%
GBP Savings account Min balance GBP 10.00 1.00%


Interest Rates on Loans and Advances

Loans & Advances Prime Category general Category
Demand Loan 9.50% 12.00%
Export Finance 8.50% 10.00%
Overdraft 10.00% 12.00%
term Loan 10.50% 12.00%
Short term Pledge Loan 9.50% 11.50%
Importers loan 8.50% 10.00%
FCY denominated loan As per NRB regulation As per NRB regulation
Hire Purchase Loan    
-Consumer 9.50% 10.50%
-Commercial 11.00% 12.50%
Revolving Cash credit 9.50% 11.50%
Non-revolving Cash Credit 9.50% 11.50%
Loan against shares 11.00% 12.00%
other loans 12.00% 13.00%
Deprived sector loan    
institution 7.00% 7.00%
others 10.00% 10.00%
Sunrise Ghar karja Floating Fixed
5 Years 9.50% 11.00%
10 Years 10.25% 12.25%
15 Years 10.75%  
20 Years 11.25%  
25 Years 11.75%  
Sunrise Sajilo Karja 11.00% 11.00%
Sunrise Educational Institute Loan    
Tenure upto 5 years 10.00%
Tenure 5-10 years 11.00%
Sunrise SME Loan 9.99%
Loan against bank guarantee Rated bank:-8.00% Non rated bank:-9.50%
Loan against Government bonds 3months treasury Bill Rate +2.25% or min 8.50%
Loan against sunrise Deposits plus 2.00% (minimum 8.00%)
Loan against Fixed deposits of other banks plus 2.50% (minimum 9.00%)
Consortium Loan As per consortium decision
Loan against Sunrise Overdraft savings account plus 2.00%

*Conditions Apply



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