The revised interest rates will be effective from 1st Asadh, 2067 (15 june 2010).
| Types of Deposit |
|
% per annum |
| Savings |
|
|
| |
Local Currency normal Savings (LCY) & Share Lagani Khata |
|
| Up to NPR 10,000.00/- |
6.00% |
| For deposits from NRs. 10,000.00 up to NRs. 0.50 Million |
6.10% |
| For deposits up to NRs. 5.0 Million |
6.25% |
| For deposits above NRs. 5.0 Million |
6.50% |
| Sunrise Super Savings (Minimum balance : NRs. 10,000.00) |
|
| Up to NPR 10,000/- |
5.25% |
| For deposits from NRs. 10,000.00 up to NRs. 0.50 Million |
6.10% |
| For deposits up to NRs. 5.0 Million |
6.35% |
| For deposits above NRs. 5.0 Million |
6.60% |
| Fixed Deposit |
Minimum balance : NRs. 10,000.00 |
| |
14 days |
3.00% |
| 1 month |
3.50% |
| 3 months |
4.00% |
| 6 months |
7.00% |
| 1 year |
9.00% |
| Sunrise Super Time Deposit |
Fixed 9.50 - 12.00% |
| Foreign Currency Deposits (FCY) |
USD Savings Account
Minimum balance requirement: USD 10.00
|
1.00% |
| EUR Savings Account
Minimum balance requirement: EUR 10.00
|
1.00% |
| GBP Savings Account
Minimum balance requirement: GBP 10.00
|
0.50% |
| Sunrise Overnight Deposit Account |
Personal SrODA
Minimum balance: NRs. 0.50 Mil.
|
5.25% |
| Corporate SrODA
Minimum balance NRs. 50,000.00
Interest Scheme: Daily Balance
|
|
| Balance less than NRs. 1.00 Million |
3.00% |
| Balance more than NRs. 1.00 Million and less than NRs. 5.00 Million |
4.50% |
| Balance NRs. 5 Million and above |
5.00% |
Sunrise Overdraft Savings Account (ODSA)
(Interest payable on a monthly basis) |
Bronze Account
( Minimum Balance: NRs. 0.5 Million)
|
6.50% |
| Silver Account
( Minimum Balance: NRs. 1.00 Million)
|
6.75% |
| Gold Account
( Minimum Balance: NRs. 5.00 Million)
|
7.00% |
| Platinum
( Minimum Balance: NRs. 10.00 Million)
|
7.25% |
| Sunrise Share Dhani Khata |
( Minimum balance NRs. 1,000 ) |
6.50% |
| Sunrise Lakhapati Bachat |
|
6.75% |
Sunrise Bishesh Muddati
( Minimum balance NRs. 200,000) |
| FD- 3 months |
8.50% |
| FD- 6 months |
10.00 % |
| |
FD- 1year |
11.5% |
| SME Account |
|
7.00% |
| PINK Saving Account |
|
Upto 7.5% |
| Suryodaya Remit Bachatkhata |
|
Upto 7.25% |
| Sunrise Exclusive Bachat Khata |
|
8.25% |
| Loans & Advances |
Prime Category |
General Category |
SME Loan |
| Demand Loan |
13.00-15.00% |
1500-16.00% |
14.00% |
| Export Finance |
12-13.50% |
13.50-14.50% |
13.50% |
| Overdraft |
13.00-15.00% |
15.00-16.00% |
14.00% |
| Term Loan |
13.00-15.00% |
15.00-17.00% |
13.50% |
| Short term Pledge Loan |
13.00-14.50% |
14.50-16.00% |
|
| Importers loan |
12.00-13.50% |
13.50-15.00% |
13.00% |
| STDL* |
13.00-15.00% |
14.00-16.00% |
14.00% |
| FCY denominated loan |
9% |
|
| Hire Purchase Loan |
|
|
14.00% |
| -Consumer |
13.00-14.00% |
14.00-15.00% |
| -Commercial |
14.00-15.00% |
15.00-17.00% |
| Non-revolving Cash Credit |
13.00- 14.50% |
14.50-15.50% |
13.50% |
| Loan against shares |
|
14.00-18.00% |
|
| Other loans |
|
15.00-19.00% |
|
| |
|
|
|
| Deprived sector loan - institutional |
9.00% |
9.00% |
| Deprived sector loan - others |
11.00% |
12.00-15.00% |
| * For STDL against Hypothecation of Stock other than TR Conversion minimum Rs.5,000 to be charged. |
| Type of loan |
Proposed |
| Sunrise Ghar karja |
Floating |
|
| Tenure upto 5 Years |
12.50-13.50% |
|
| Tenure upto 10 Years |
13.00-14.00% |
|
| Tenure upto 15 Years |
13.50-14.50% |
|
| Tenure upto 20 Years |
14.00-15.00% |
|
| Tenure upto 25 Years |
14.50-16.00% |
|
| Sunrise Sajilo Karja/Personal Loan |
16.00-19.00% |
| Sunrise Educational Institute Loan |
| Tenure upto 5 years |
13.50-14.00% |
| Tenure 5-10 years |
14.00-15.00% |
Sunrise Gold Loan
- Individual (Loan Max. upto NRs. 2.00 Million)
- Institutional (Loan Max. upto NRs. 20.00 Million)
|
15.00-17.00%
14.50-17.50% |
| Loan against Bank guarantee |
Rated bank: 13.00-14.00%
Non- Rated: 14.00-16.00% |
| Loan against Government bonds |
Treasury Bill Rate +2.25% or Minimum 12.00% |
| Loan against Sunrise Fixed Deposits |
Plus 2.00% (Minimum 11.00%) |
| Loan against Sunrise Overdraft savings account |
Plus 2.50% |
| Consortium Loan |
As per consortium decision |
