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INTEREST RATES
The revised interest rates will be effective from Falgun 17, 2066 (1st March 2010).

Interest Rates on Deposits

Types of Deposit   % per annum
Savings    
  Local Currency normal Savings (LCY) & Share Lagani Khata  
Up to NPR 10,000/- 6.00%
For deposits from NRs. 10,000.00 up to NRs. 0.50 Million 6.10%
For deposits up to NRs. 5.0 Million 6.25%
For deposits above NRs. 5.0 Million 6.50%
Sunrise Super Savings (Minimum balance : NRs. 10,000.00)  
Up to NPR 10,000/- 5.25%
For deposits from NRs. 10,000.00 up to NRs. 0.50 Million 6.10%
For deposits up to NRs. 5.0 Million 6.35%
For deposits above NRs. 5.0 Million 6.60%
Fixed Deposit Minimum balance : NRs. 10,000.00
  Tenure Percentage p.a.
14 days 3.00%
1 month 3.50%
3 months 4.00%
6 months 7.00%
1 year 9.00%
Sunrise Super Time Deposit Fixed 9.50 - 12.50
Foreign Currency Deposits (FCY) USD Savings Account Minimum balance requirement: USD 10.00 1.00
EUR Savings Account Minimum balance requirement: EUR 10.00 1.00
GBP Savings Account Minimum balance requirement: GBP 10.00 0.50
Sunrise Overnight Deposit Account Personal SrODA Minimum balance: NRs. 0.50 Mil. 5.25
Corporate SrODA Minimum balance NRs. 50,000.00 Interest Scheme: Daily Balance  
Balance less than NRs. 1.00 Million 3.00%
Balance more than NRs. 1.00 Million and less than NRs. 5.00 Million 4.50%
Balance NRs. 5 Million and above 5.00%
Sunrise Bal Bachat Kosh SrBBK Up to NRs. 25,000.00 5.00
NRs. 25,001.00 to NRs. 100,000.00 5.25
NRs.100,001.00 to NRs. 200,000.00 6.00
Above NRs. 200,001.00 7.00
Sunrise Overdraft Savings Account (ODSA)

(Interest payable on a monthly basis)
Bronze Account ( Minimum Balance: NRs. 0.5 Million) 6.50
Silver Account ( Minimum Balance: NRs. 1.00 Million) 6.75
Gold Account ( Minimum Balance: NRs. 5.00 Million) 7.00
Platinum ( Minimum Balance: NRs. 10.00 Million) 7.25
Sunrise Share Dhani Khata ( Minimum balance NRs. 1,000 ) 6.50%
Sunrise Lakhapati Bachat 6.75%
Sunrise Bishesh Muddati
( Minimum balance NRs. 200,000)
FD- 3 months 8.5%
FD- 6 months 10.00 %
SME Account   7.00%
PINK Saving Account   Upto 7.50%
Suryodaya Remit Bachatkhata   Upto 7.25%


Interest Rates on Loans and Advances

Loans & Advances Prime Category General Category
Demand Loan 13.00-14.00% 14.00-15.00%
Export Finance 11.50-12.50% 12.50-13.50%
Overdraft 13.00-14.00% 14.00-15.00%
Term Loan 12.50-13.50% 14.00-15.00%
Short term Pledge Loan 12.50-13.50% 13.50-15.00%
Importers loan 11.50-12.50% 12.50-14.00%
STDL* 13.00-14.00% 14.00-15.00%
FCY denominated loan As per NRB regulation As per NRB regulation
Hire Purchase Loan    
-Consumer 12.00-13.00% 13.00-14.00%
-Commercial 13.00-14.00% 14.00-15.00%
Non-revolving Cash Credit 12.50- 13.50% 13.50-14.00%
Loan against shares   14.00-16.00%
Other loans   15.00-18.00%
     
Type of Loan Proposed % per annum
Deprived sector loan  
Deprived sector loan - institutional 8.00% 8.00%
Deprived sector loan - others 10.00% 12.00-14.00%
     
Type of loan Proposed
Sunrise Ghar karja Floating Fixed
Tenure upto 5 Years 12.00-12.50%  
Tenure upto 10 Years 12.50-13.00 %  
Tenure upto 15 Years 13.00-13.50%  
Tenure upto 20 Years 13.50-14.00%  
Tenure upto 25 Years 14.00-15.00%  
Sunrise Sajilo Karja 15.00-18.00%
Sunrise Educational Institute Loan
Tenure upto 5 years 12.50-13.00%
Tenure 5-10 years 13.00-14.00%
Sunrise SME Loan 13.00-14.00%
Sunrise Gold Loan
  • Individual (Loan Max. upto NRs. 2.00 Million)
  • Institutional (Loan Max. upto NRs. 20.00 Million)


13.00-16.00%

13.50-16.50%
Loan against Bank guarantee Rated bank: 12.00-13.00%
Non- Rated: 13.00-15.00%
Loan against Government bonds Treasury Bill Rate + 2.25% or Minimum 11.00%
Loan against Sunrise Deposits Plus 2.00% Minimum 10.00%
Loan against Fixed Deposits of other banks Plus 3.00% Minimum 13.00%
Loan against Sunrise Overdraft savings account Plus 2.50%
# Loan against various deposits of SrBL held as collateral.

*Conditions Apply



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