 |
Text Size: 
INTEREST RATES
The interest rates on Deposits, Loans and Advances are effective from October 17, 2008 (Kartik 1, 2065).
Interest Rates on Deposits
| Types of Deposit |
|
% per annum |
| Savings |
Local Currency normal Savings Account
(Minimum balance NRs 1,000.00)
Interest Scheme: Monthly Minimum Balance |
6.50% |
Sunrise Super Saving
Account |
Range in NPR |
Percentage p.a. Daily Balance |
| |
NPR 10,000/- |
5.25% |
| |
Above 10,000 below 500,000 |
6.10% |
| |
Above 500,000/ Below 50,00,000 |
6.35% |
| |
Above 50,00,000 |
6.60% |
| Fixed Deposit |
Tenure |
Percentage p.a. |
| |
14 days |
3.00% |
| |
1 month |
3.50% |
| |
3 months |
4.00% |
| |
6 months |
4.50% |
| |
1 year |
5.75% |
| |
13 months-24 months |
6.25% |
| Sunrise Balbachat |
Range in NPR |
Percentage p.a. |
| |
Below 25000 |
5.00% |
| |
25001-100000 |
5.25% |
| |
Above 100,000 |
6.00% |
| Sunrise Overnight Deposit Account |
RANGE |
Interest Rate p.a |
| Personal SrODA |
NRs. 500,000
(min Balance NPRs 50,000) |
5.25% |
| Corporate SrODA |
< NRs. 1,000,000
(min balance NPRs 50,000) |
3.00% |
| Corporate SrODA |
> 1million < 5 million |
4.50% |
| Corporate SrODA |
Bal 5 million and above |
5.00% |
| Sunrise Over Draft Savings Account (ODSA) |
|
Interest Rate: Daily Balance |
| Silver Account |
(Minimum Balance: NRs 1.00 Million) |
6.00% |
| Gold Account |
(Minimum Balance: NRs 5.00 Million) |
6.25% |
| Platinum Account |
(Minimum Balance: 10.00 Million) |
6.50% |
| |
|
7.00-8.00% |
| Sunrise Supertime Deposit |
Deposit range |
Interest Rate(p.a) |
| |
NRs. 10,000,000-NRs.12,499,999 |
7.00% |
| |
NRs.12,500,000-NRs.14,999,999 |
7.10% |
| |
NRs. 15,000,000-NRs.17,499,999 |
7.20% |
| |
NRs.17,500,000-NRs.19,999,999 |
7.30% |
| |
NRs.20,000,000-NRs.22,499,999 |
7.40% |
| |
NRs.22,500,000-NRs.24,999,999 |
7.50% |
| |
NRs.25,500,000-NRs.27,499,999 |
7.60% |
| |
NRs.27,500,000-NRs.29,999,999 |
7.70% |
| |
NRs.30,000,000-NRs.32,499,999 |
7.80% |
| |
NRs.32,500,000-NRs.34,499,999 |
7.90% |
| |
NRs.35,000,000 and ABOVE |
8.00% |
| Foreign Currency Deposit(FCY) |
|
|
| USD Savings account |
Min balance USD 10.00 |
0.90% |
| EUR Savings account |
Min balance Eur 10.00 |
2.00% |
| GBP Savings account |
Min balance GBP 10.00 |
1.00% |
Interest Rates on Loans and Advances
| Loans & Advances |
Prime Category |
general Category |
| Demand Loan |
9.50% |
12.00% |
| Export Finance |
8.50% |
10.00% |
| Overdraft |
10.00% |
12.00% |
| term Loan |
10.50% |
12.00% |
| Short term Pledge Loan |
9.50% |
11.50% |
| Importers loan |
8.50% |
10.00% |
| FCY denominated loan |
As per NRB regulation |
As per NRB regulation |
| Hire Purchase Loan |
|
|
| -Consumer |
9.50% |
10.50% |
| -Commercial |
11.00% |
12.50% |
| Revolving Cash credit |
9.50% |
11.50% |
| Non-revolving Cash Credit |
9.50% |
11.50% |
| Loan against shares |
11.00% |
12.00% |
| other loans |
12.00% |
13.00% |
| Deprived sector loan |
|
|
| institution |
7.00% |
7.00% |
| others |
10.00% |
10.00% |
| Sunrise Ghar karja |
Floating |
Fixed |
| 5 Years |
9.50% |
11.00% |
| 10 Years |
10.25% |
12.25% |
| 15 Years |
10.75% |
|
| 20 Years |
11.25% |
|
| 25 Years |
11.75% |
|
| Sunrise Sajilo Karja |
11.00% |
11.00% |
| Sunrise Educational Institute Loan |
|
|
| Tenure upto 5 years |
10.00% |
| Tenure 5-10 years |
11.00% |
| Sunrise SME Loan |
9.99% |
| Loan against bank guarantee |
Rated bank:-8.00% Non rated bank:-9.50% |
| Loan against Government bonds |
3months treasury Bill Rate +2.25% or min 8.50% |
| Loan against sunrise Deposits |
plus 2.00% (minimum 8.00%) |
| Loan against Fixed deposits of other banks |
plus 2.50% (minimum 9.00%) |
| Consortium Loan |
As per consortium decision |
| Loan against Sunrise Overdraft savings account |
plus 2.00% |
*Conditions Apply
|
|
|
|
|
