Sunrise Bank is committed to growing together with your business. Your new ventures and business plans will be catered to as we help you realize your financial ambitions. We have Relationship Managers who are dedicated to providing personalized services, and are responsive to your every need.

We offer business and personal loans to suit your need for various occasions.



Demand loan to help you to build up your stock and receivables to a desired level, against which the loan will be disbursed. Period of repayment will be at the duration agreed by the borrower at the time of application justifiable by his/ her business activities.


We will finance your requirements to acquire fixed assets or an existing project. This is a long term loan and is generally available for acquiring or purchasing machinery, equipment, land and building. The tenure of repayment of the loan is based on the project's duration and the estimated/ existing cash flow.


We provide import loan to finance domestic and international trade transactions through letter of credit. We will finance to import your goods in the form of trust receipt upto a percentage of the total L/C amount as decided by the Management.


We offer overdraft loan to finance your daily working capital requirement and to support your stock build up.


We offer short term pledge loans against the stock after verification of the same. The stock, however, is kept under lock and key of the Bank and the loan disbursed and settled in pro rata basis with the stock pledged and sold.


We offer to finance various export requirements such as pre-shipment loan and post-shipment loan, documents negotiation / documentary bill purchase etc.


We finance the purchase of vehicles used for both consumer and commercial purposes.


As part of our Corporate Social responsibility, we offer deprived sector loans to various organisations working for the upliftment of the poor, especially in the rural areas.


With the aim of meeting the financial ambitions of small and medium businesses, we offer Sunrise SME loans to meet the working capital as well as fixed term requirement of the applicant.


We offer you Sunrise Ghar Karja to help you achieve your dream of owning your home. The interest rates are highly competitive and we offer both short and long term loans as per your requirement duly supported by the customers' income source.


Sunrise Sajilo Karja can be disbursed for social, personal, business purposes. This flexible loan allows the borrower to fulfill all personal financial requirements. We offer loans in line with the clients' repayment capacity and the usage of the loan.


With a view to promoting educational institutions in the country, we offer Sunrise Educational Institute Loan to meet the daily requirements of the institution, expansion plans, etc.


Sunrise Bank extends various loans, funded as well as non-funded, against unconditional guarantees issued by First Class International Banks.


The Bank can extend loans against various Bonds / Stocks/ Promissory notes issued by the Government/ Nepal Rastra Bank. Generally, upto 90% of the value of such Bonds will be disbursed as Loan. But no loans shall be sanctioned against Government/ NRB Bonds which are specially marked as ones against which loans can not be granted.

Similarly, the Bank can extend loans against bonds issued by commercial Banks for fulfillment of their regulatory capital requirement.


Sunrise Bank can advance loan against listed shares of Public Ltd. companies. Sunrise Bank shall advance loan against listed shares of those companies which are categorized under A and B by the Nepal Stock Exchange Ltd. The Bank can finance up to 60% of the market value of the share, in case of A category companies and only up to 50% in case of B category companies.


The Bank can extend Loan against Fixed Deposit Receipt issued by the Bank itself as well as by other Banks (in Nepal). Generally upto 90% of the value of FDR will be disbursed as Loan. FDR may be denominated in Nepalese Rupees or other convertible foreign currencies as per the list provided by NRB. Whenever, there is significant exchange rate fluctuation, the loan limit extended against the FDR in foreign currency shall be adjusted accordingly. Loan against FDR can be of fixed nature or variable nature.


Fixed Term Loan as well as Working Capital Loan (Funded and Non-funded). Consortium Loans are extended for the establishment, capacity addition, up-gradation of existing facilitates as well as acquisition/ takeover of existing facilities. The loan can be extended to manufacturing as well as service sector. The Bank shall participate in consortium financing as a Lead Bank or a Joint /Co- Lead Bank.

Individuals and Institutions may conveniently get loan against Gold for any purpose.

Within the scope of above-mentioned products, we also offer customized products and facilities in match your business needs.